Alan B. Morrison (Linda Donaldson, Public Citizen Litigation Group, Washington, D.C., on brief), for claimants-appellants.

James Crawford Roberts (James S. Crockett, Jr., Mays & Valentine, Richmond, Va., Dennis J. Drebsky, Alesia Ranney-Marinelli, Kirk C. Loos, Skadden, Arps, Slate, Meagher & Flom, New York City, Ralph D. Pittle, Medical Legal Consultants of Washington, Seattle, Wash., John T. Baker, Bragg & Dubofsky, Denver, Colo., Joseph McDowell, Ill, Cullity, Kelley & McDowell, Manchester, N.H., W. Bradley Post, Post, Syrios & Bradshaw, Wichita, Kan., Frederic A. Bremseth, Doshan, Lord & Bremseth, Wayzata, Minn., Murray Drabkin, Cadwalader, Wickersham & Taft, Washington, D.C., Harold S. Novikoff, Wachtell, Lipton, Rosen & Katz, New York City, Henri E. Norris, Stanley K. Joynes, III, Rilee, Cantor, Arkema & Edmonds, Richmond, Va., Robert M. Miller, Berlack, Israels & Liberman, New York City, John S. Kinzey, Jr., Steven J. McCardell, Leboeuf, Lamb, Leiby & MaCrae, Salt Lake City, Utah, on brief), for debtor-appellee.

Before RUSSELL, WIDENER, and CHAPMAN, Circuit Judges.

WIDENER, Circuit Judge:

1

On July 26, 1988, the bankruptcy court and the district court jointly confirmed the "Sixth Amended and Restated Plan of Reorganization" (the Plan) submitted by A.H. Robins Company, Inc. (Robins). In Re A.H. Robins Co. Inc., 88 B.R. 742 (E.D.Va.1988). Rosemary Menard-Sanford and certain other personal injury claimants, who voted against the Plan, appeal. They challenge the district court's approval of the disclosure statement, the district court's use of a one claimant one vote voting procedure, the district court's feasibility finding, and a certain injunction found in the Plan. We affirm.

2

On August 21, 1985, Robins filed a petition for reorganization relief under Chapter 11 of the Bankruptcy Code. For an explanation of the details surrounding Robins' bankruptcy and some of the resulting litigation, see the district court's opinion in In Re A.H. Robins Co., Inc., 88 B.R. 742 (E.D.Va.1988), and our other published opinions regarding this bankruptcy.1

3

On April 1, 1988, the district court approved the "Sixth Amended and Restated Disclosure Statement". The appellants argue that the disclosure statement does not contain adequate information. 11 U.S.C. Sec. 1125(b) requires that before solicitation of approval or disagreement of a plan of reorganization the disclosure statement must contain "adequate information" and be approved by the court. 11 U.S.C. Sec. 1125(a)(1) defines "adequate information" as "information of a kind, and in sufficient detail, as far as is reasonably practicable in light of the nature and history of the debtor and the condition of the debtor's books and records, that would enable a hypothetical reasonable investor typical of holders of claims or interests of the relevant class to make an informed judgment about the plan." The determination of whether the disclosure statement has adequate information is made on a case by case basis and is largely within the discretion of the bankruptcy court. In the Matter of Texas Extrusion Corp., 844 F.2d 1142, 1157 (5th Cir.1988), cert. denied, --- U.S. ----, 109 S.Ct. 311, 102 L.Ed.2d 330 (1988). The challenged disclosure statement began its 261 pages of information with a thorough summary of the complex plan in terms that almost anyone could understand. It explained, among much more, the amount to be put into trust and made available for the payment of claims, the various estimates of how much money was required, a warning that the funds furnished to pay the estimates might not be enough to pay all claims in full, the sources of funding, an explanation of the various funding provisions which depended on the outcome of various appeals, how claims would be handled, the four options for processing claims and the background of the case. The disclosure statement continued with a discussion of the Robins company, the Dalkon Shield, various litigation regarding the Dalkon Shield, the reorganization, the proposed merger with American Home Products Corporation (AHP), the historical stock values of both AHP and Robins, and federal income tax consequences. The final part of the disclosure statement contains actual copies of the Plan, the Claimants Trust Agreement, the Other Claimants Trust Agreement, the Claims Resolution Facility, the Merger Agreement, Aetna's additional insurance policy, AHP's Annual Report, the Liquidation Analysis and biographies of the proposed Trustees.

4

The appellants contend that the disclosure statement is misleading because it contains a statement that in order to approve the Plan the district court must make a finding that the Plan contains enough money to satisfy all claims in full. They point out that in reality there may not be enough money to cover all claims. The disclosure statement, however, makes that clear to the claimants. It states that "if the Court's estimate turns out to be too low, Robins will not have to make any more money available to pay claims. In addition, the Plan would generally take away your right to recover for Dalkon Shield injuries against any other parties." The disclosure statement later repeats that thought in explicit terms: "[e]stimation is not an exact science. The money available to pay Dalkon Shield claims may prove to be more or less than the actual value of such claims. If the estimation decision underestimated the value of the claims, there may not be enough money for the Claimants Trust to pay all claims in full." Thus, we think appellants' contention is without merit.

5

The appellants' principal challenge to the disclosure statement, however, is that it is inadequate because it does not contain ranges of recovery for claimants with specified injuries. The disclosure statement notes that "[t]here is no certain way to predict the amount that you could receive under option 3. Each claim is different. Factors that affect the value of a claim include the nature of the injury, the medical evidence available to prove the injury, the medical evidence to prove Dalkon Shield use, the presence of other causes of your injury, how long ago you were injured, and what steps you took to enforce your legal rights after your injury became apparent." There is no requirement in case law or statute that a disclosure statement estimate the value of specific unliquidated tort claims. In fact, with so many various unliquidated personal injury claims which vary so much in the extent and nature of injury, medical evidence and causation factors, any specific estimates may well have been more confusing than helpful and certainly would be more calculated to mislead. Given the quantity and quality of the information in the disclosure statement we can not say that the district court abused its discretion in finding that it contained "adequate information."

6

The appellants next challenge the legality of the voting procedure used to confirm the Plan. The difficulty surrounding the voting procedure resulted from the 195,000 unliquidated claims for personal injuries (Dalkon Shield Claims). The controlling legal provisions for the reorganization include 11 U.S.C. Sec. 1126(a) which provides that a "holder of a claim or interest allowed under section 502 of this title" is entitled to vote on the acceptance of a plan. 11 U.S.C. Sec. 502(a) provides that a claim filed "is deemed allowed unless a party in interest" objects. Robins objected to all the Dalkon Shield Claims. B.R. 3018(a) provides that "[n]otwithstanding objection to a claim or interest, the court after notice and hearing may temporarily allow the claim or interest in an amount which the court deems proper for the purpose of accepting or rejecting a plan." The district court, after notice and a hearing, ordered that, for purposes of voting, each Dalkon Shield Claim was estimated and allowed to be equal. It found, fully supported by the record, that any attempt to evaluate each of the 195,000 individual claims for voting purposes would cause intolerable delay. The challenge to the voting procedure relies on 11 U.S.C. Sec. 1126(c) which requires that for a plan to be approved by a class the creditors "that hold at least two-thirds in amount and more than one-half in number" accept the plan. The argument is that Sec. 1126(c) requires use of a weighted voting method which estimates the value of the claims and gives larger claims more votes.

7

We do not decide whether the district court's voting procedure violated Sec. 1126(c) because, in view of the outcome of the vote, the challenged procedure was at most harmless error. 139,605 claimants voted. Of that 131,761 (94.38%) voted in favor of the Plan. In Kane v. Johns-Manville Corp., 843 F.2d 636, 641-647 (2d Cir.1988),2 the district court, faced with 52,440 unliquidated personal injury claims, assigned each claim the value of one dollar for voting purposes. 95.8% of those claims voted to approve the plan. The Second Circuit in reviewing the decision did not decide whether the equal voting plan was error and decided instead that the alleged irregularities were at most harmless error. Given that 94.38% of the Dalkon Shield Claimants voted for the Plan, we hold that, at most, harmless error was committed.3

8

Appellants' next point on appeal is that the district court erred in finding that the Plan complied with 11 U.S.C. Sec. 1129(a)(7)(A)(ii) which requires that an impaired class of claims such as the Dalkon Shield claimants must "receive ... under the Plan ... property of a value ... that is not less than the amount that ... [they would] receive ... if the debtor were liquidated under Chapter 7" and Sec. 1129(a)(11) which requires that confirmation is not likely to be followed by liquidation or the need for further reorganization. This latter is called the feasibility requirement.

9

Both such complaints are based on the "same source: the failure of the district court to break out the components of the $2.475 billion figure." The argument is that since the figure was not broken down, if it turned out to be too low, then the Plan would not be feasible because it could not pay all the claimants in full, which, as the appellants note, is an assumption of the Plan and the disclosure statement. The appellants thus complain about the same fact again, except in slightly different context. In all events, we think there is no merit to the claim, but that the care the district court took in arriving at its estimate deserves mention.

10

The challenged findings are based on an estimation process that the district court undertook as a result of our decision in A.H. Robins Co., Inc. v. Piccinin, 788 F.2d 994, 1013 (4th Cir.1986), cert. denied 479 U.S. 876, 107 S.Ct. 251, 93 L.Ed.2d 177 (1986). In Piccinin, we stated that due to the large number of unliquidated claims that if each claim was tried the process itself "would likely consume all the assets of the debtor." Id. We suggested that the bankruptcy court "arrive at a fair estimation of the value of all the claims." Id. To assist in the estimation process, the district court appointed Professor Francis E. McGovern, who was familiar with such matters, as the court's expert to develop a data base regarding Dalkon Shield Claims. The Dalkon Shield Claimant's Committee, the Unsecured Creditor's Committee, the Future Claimant's Representative, the Equity Security Holder's Committee, Robins and Aetna all had experts to assist Professor McGovern. The data base included the results of a two page "Dalkon Shield Questionnaire and Claim Form" from more than 195,000 claimants. It also contained roughly 6,000 responses to a fifty page, "McGovern Survey Questionnaire" and medical records from a random sample of 7,500 claimants. The data collection process lasted more than a year and a half. Each of the experts hired by the various parties used the basic data in various ways to arrive at an estimation.

11

The district court conducted an estimation hearing from November 5, 1987 to November 11, 1987. At the hearing the parties' various experts testified. The district court considered that the testimony of the various experts estimated the claims as follows: Robins'--.8 to 1.3 billion, Equity Security Holders'--1.03 billion, Unsecured Creditors'--1.54 billion, Aetna's'--2.2 to 2.5 billion, and the Dalkon Shield Claimants'--4.2 to 7 billion. The district court decided that the proper estimate was 2.475 billion.4

12

At this point it is well to relate somewhat more fully the procedure used in arriving at the estimate found by the district court. As the district court noted, the testimony as to the estimated recovery value of the Dalkon Shield claims ranged from 600 million to 7 billion dollars. The testimony with respect to the 7 billion dollar figure, however, was not credited by the court.

13

Professor McGovern was assisted by the experts mentioned representing each of the interests involved in this case, and the procedural steps which were taken were all done by consensus among the experts representing all of the interests, so that the conclusions which the various experts drew from the evidence or the findings of the court from the evidence were the only things left open to exception.

14

As has been previously mentioned from time to time in the reports of these cases, the district court entered a bar date on claims and prescribed a very informal method of advising the court that a claim was being filed. The bar date of course limited the potential claimants. From these potential claimants, there were eliminated, by standard statistical and analytical methods, about one-third of the initial claims which had been filed. A detailed analysis of those claims not eliminated was performed by sending the detailed questionnaire previously mentioned to a randomly selected sample of several thousand of the claims remaining. The questionnaire asked for information, which, in the most general sense, was received back, concerning the insertion of the Dalkon Shield in the claimant and the nature of the claimant's injuries, including verification by way of medical records where possible.

15

A detailed analysis of all of the responses was then performed by the expert witnesses who testified in the case. A good example of competent testimony was that of Dr. Francine F. Rabinovitz, who testified on behalf of Aetna. We illustrate with her testimony because her conclusions more nearly match the conclusions of the district court than any other single witness offered. She took the returned questionnaires as a representative sample and weeded out those, for example, with no medical proof of use of the Dalkon Shield. As a further example, she classified the claims into those with and without complications and the nature of the injuries claimed. She took a further random sample of the claims as she had divided them up and got three Aetna claims adjusters who had been experienced in the actual adjustment of Dalkon Shield claims and instructed those adjusters to set a value on a sample of the claims she referred to them, considering that there was liability, so the only thing the adjusters had to consider in setting a value on a claim was the nature of the injury and of course the proof required and the attendant expenses. The adjusters were instructed not to place a low estimate on the claims. Dr. Rabinovitz, by using this method, drew the conclusion that the compensation necessary, assuming that documentation that use of the Dalkon Shield were a prerequisite, would be in excess of 1.9 billion dollars, and, assuming that documentation would not be a prerequisite, a sum in excess of 2.4 billion dollars. To these sums, she would have added modest payments to all active claimants, whatever the merit of such claims, and 50 million dollars as a reserve against future injuries, which made her figures for documented injuries at slightly more than 2.0 billion dollars and for undocumented injuries slightly more than 2.5 billion dollars. Dr. Rabinovitz further concluded that she thought there might be a considerable reduction from disallowance of claims and that she would reasonably anticipate the total indemnity of the obligation to be 2.2 to 2.3 billion dollars. That some reduction is not unreasonable is illustrated by a remark we have come across in the record that one claimant apparently said she took two Dalkon Shields a day.

16

From our brief recital of a small part of the evidence before the district court, we see that its finding of 2.475 billion dollars as the estimate to include all Dalkon Shield claims is not clearly erroneous under Rule 8013. Indeed, we think the district court would have been quite justified in accepting Dr. Rabinovitz' testimony, so appellants may not complain about the district court's arrival at a somewhat higher figure.

17

Finally, the appellants challenge as without the power of the bankruptcy court the portion of the Plan which requires the injunction of suits that have connection to the Dalkon Shield, against certain entities other than Robins. Robins argues that the injunction is a proper exercise of the district court's power to channel claims to a specific res or alternately that the injunction is proper because 94.38% of the claimants voted for the Plan and thereby consented to the injunction. We affirm, but our reasoning differs somewhat from that of Robins, although its position, of course, should enter into consideration. The suits in question which some of the appellants wish to bring are against Robins' directors, Robins' and Aetna's attorneys, and Aetna, seeking to hold them as joint tortfeasors with Robins for Dalkon Shield injuries.

18

We begin our discussion by considering the impact of our decision in In Re: A.H. Robins Company Inc., 88-1755(L) (Breland settlement), decided this date, on this challenge to the Plan's injunction. In Breland, we affirmed the district court's certification of a mandatory non-opt-out class for members of class A and a class which allows an opt-out for compensatory damages for members of class B. Class A is defined as those Dalkon Shield claimants who met the filing deadlines of the district court and therefore have a non-subordinated claim against the trust fund set up for the claimants in the Robins' reorganization. Class B is defined as those Dalkon Shield claimants who did not meet the filing deadline or like procedural requirements and are therefore not eligible for a non-subordinated recovery from the trust fund for reasons not related to the abstract merits of the claims. The Breland settlement, however, provided all class B claimants with a second chance to pursue their Dalkon Shield claims by staying in the class and applying to the Claims Resolution Facility.5 For class B members the merits of their Dalkon Shield claims would be determined in the same method as is in place to determine class A members' claims except they would have no right to a jury trial. Their claims would be paid by the two Outlier policies issued by Aetna which provide for $1XX-XXX-XXX to pay such claims.6 No party challenges the adequacy of the Outlier policies to pay the class B claims. We therefore are entitled to and do assume that the claims of all class B claimants who wish to have the merits and amount of their claims ascertained by the Claims Resolution Facility will be fully satisfied. However, the Breland settlement, in conjunction with the Plan, did not force the class B claimants who chose to opt-out to stay within the settlement. They could elect to forgo the benefits of the settlement and retain their right to sue Aetna and to sue medical providers for malpractice.7 In Breland, we also approved the class action settlement, which expressly bars the members of class A and the members of class B who did not opt-out from further prosecuting their Dalkon Shield claims other than pursuant to the terms of the settlement. Given this bar from pursuing compensation for their Dalkon Shield injuries, other than pursuant to the order, the injunction complained of has no real effect on the rights of members of class A and the members of class B who have not exercised their right to opt-out.

19

The Plan's injunction, therefore, only has real impact upon members of Class B who have elected to opt-out of the Breland settlement. The injunction under sections 1.85 and 8.04 of the Plan prevents these claimants from suing all third parties other than "insurer[s]" (which includes Aetna) and claims based exclusively on medical malpractice. The class B members who have elected to opt-out, it is remembered, claim to have causes of action as joint tortfeasors with Robins against Robins' directors, Aetna, and law firms who represented both Robins and Aetna. A suit against any of the parties mentioned by the class B opt-out members would affect the bankruptcy reorganization in one way or another such as by way of indemnity or contribution. See A.H. Robins Co. Inc. v. Piccinin, 788 F.2d 994 (4th Cir.1986), cert. denied, 479 U.S. 876, 107 S.Ct. 251, 93 L.Ed.2d 177 (1986). And, in all events, provision for payment in full of all class B claimants has been made.

20

Bankruptcy courts are courts of equity. See NLRB v. Bildisco & Bildisco, 465 U.S. 513, 527, 104 S.Ct. 1188, 1196, 79 L.Ed.2d 482 (1984). 11 U.S.C. Sec. 105(a) gives a bankruptcy court the power to issue "any order, process or judgment that is necessary or appropriate to carry out the provisions of this title," and confers equitable powers upon the bankruptcy courts. In Matter of Old Orchard Inv. Co., 31 B.R. 599 (W.D.Mich.1983). Given the impact of the proposed suits on the bankruptcy reorganization and the fact that the class B members who chose to opt-out could have had their claims fully satisfied by staying within the settlement, the bankruptcy court's equitable powers support the questioned injunction. We think the ancient but very much alive doctrine of marshalling of assets is analogous here. A creditor has no right to choose which of two funds will pay his claim. The bankruptcy court has the power to order a creditor who has two funds to satisfy his debt to resort to the fund that will not defeat other creditors. Columbia Bank for Cooperatives v. Lee, 368 F.2d 934, 939 (4th Cir.1966), cert. denied, 386 U.S. 992, 87 S.Ct. 1308, 18 L.Ed.2d 338 (1967); IV Minor's Institutes 1248 (1883). Here, the carefully designed reorganization of Robins, in conjunction with the settlement in Breland, provided for satisfaction of the class B claimants. However, some chose to opt-out of the settlement in order to pursue recovery for their injuries from Aetna or from medical providers for malpractice. It is essential to the reorganization that these opt-out plaintiffs either resort to the source of funds provided for them in the Plan and Breland settlement or not be permitted to interfere with the reorganization and thus with all the other creditors. Since they have chosen opt-out rather than payment in full, they may have no complaint about a restriction placed on their ability to sue others. Permitting a suit by them in violation of the Plan is a defeat of the Plan and a resulting defeat of the other creditors. "Particularly since the insurance settlement/injunction arrangement was essential in this case to a workable reorganization, it falls within the bankruptcy court's equitable powers 'which traditionally have been invoked to the end that ... substance will not give way to form, that technical considerations will not prevent substantial justice." MacArthur Co. v. Johns-Manville Corp., 837 F.2d 89, 94 (2nd Cir.1988), cert. denied, --- U.S. ----, 109 S.Ct. 176, 102 L.Ed.2d 145 (1988), quoting In re U.N.R. Industries, Inc., 725 F.2d 1111, 1119 (7th Cir.1984).

21

The appellants finally contend that 11 U.S.C. Sec. 524(e) prohibits the injunction. Section 524(e) states that "[e]xcept as provided in subsection (a)(3) of this section,8 discharge of a debt of the debtor does not affect the liability of any other entity on, or the property of any other entity for, such debt." Some courts have held that Sec. 524(e) and its predecessor, Sec. 16 of the 1898 Bankruptcy Act, results in the bankruptcy court having no power to discharge liabilities of a nondebtor pursuant to the consent of creditors as a part of a reorganization plan. See Underhill v. Royal, 769 F.2d 1426, 1432 (9th Cir.1985); Union Carbide Corp. v. Newboles, 686 F.2d 593 (7th Cir.1982). However, the Fifth Circuit has stated that "[a]lthough section 524 has generally been interpreted to preclude release of guarantors by a bankruptcy court, the statute does not by its specific words preclude the discharge of a guaranty when it has been accepted and confirmed as an integral part of reorganization." Republic Supply Co. v. Shoaf, 815 F.2d 1046, 1050 (5th Cir.1987).9

22

We find the language used by the Fifth Circuit persuasive. Whatever the result might be as to the application of Sec. 524(e) in other cases, we do not think that section must be literally applied in every case as a prohibition on the power of the bankruptcy courts, as appellants would have us apply it here. In this situation where the Plan was overwhelmingly approved, where the Plan in conjunction with insurance policies provided as a part of a plan of reorganization gives a second chance for even late claimants to recover where, nevertheless, some have chosen not to take part in the settlement in order to retain rights to sue certain other parties, and where the entire reorganization hinges on the debtor being free from indirect claims such as suits against parties who would have indemnity or contribution claims against the debtor, we do not construe Sec. 524(e) so that it limits the equitable power of the bankruptcy court to enjoin the questioned suits. We leave questions concerning cases in which Sec. 524(e) does apply for another day.

23

The orders of the district court appealed from are accordingly

24

AFFIRMED.

25
	*ADDENDUM
        APPEAL NUMBER  APPELLANT                    DALKON SHIELD NUMBER
        881750        Rosemary MenardSanford      82114
                       Karen Velenzuela             82207
                       Constance Miller Engelsberg  82142
                       Nancy Lauri Adams            82174
                       Carolyn Harris               303631
        881754        Mary Albert                  252684
                       Carol Angus                  215751
                       Judith Beaule                62242
                       Janis Belcher                237565
                       Daniel Belcher               237566
                       Karen Belcher                237564
                       David Belcher                243035
                       Melanie Bennett              183837
                       Nancy Benson                 191191
                       Jean Boeckler                122207
                       John Boeckler                122208
                       Janet Bruce                  296254
                       Melody Cannon                228522
                       Barbara L. Carr              20475
                       David W. Carr                244903
                       Helen Carty                  78400
                       Sandra Cassier               7647
                       Patrick Cassier              7646
                       Victoria Charnock            228521
                       Ellen Chodes                 42705
                       Elizabeth Cote               26935
                       Brenda Davis                 111886
                       Marion DuFord                78493
                       Deborah Fallon               80309
                       John Fallon                  80310
                       Dawn Gebo                    7306
                       Janet Gregory                79226
                       Frank Gregory                79225
                       Sarah E. Haskell             78399
                       Pamela Hockenhull            78909
                       Patricia Johnson             78581
                       Mary E. Jordan               291790
                       April WeeksKorn             78397
                       Leonard Korn                 78398
                       Debora Lamont                96144
                       Beverly McClure              80313
                       Katherine Maher              19424
                       Elaine Nizza                 228523
                       Donna Oberg                  77966
                       Diane Pinard                 7113
                       Jeanne Robey                 237567
                       Paul Robey                   237568
                       Pamela Saxby                 78580
                       Shellie Shapiro              78583
                       Howard Shapiro               78582
                       Sharon Lee Spern             187651
                       Rebecca Steinbach            281041
                       Jeannette Sweet              85890
                       Beverly Tonkin               184469
                       Donna Tshanakas              222583
                       Nicholas Tshanakas           222584
                       Daphne Whitmore              78910
                       Linda Bisson                 172492
                       Anne Soucy                   286513
                       Sally Adams                  225908
                       Randy Adams                  225886
                       Charlotte Allen              227324
                       Charles Allen                225896
                       Jan Allen                    225897
                       Barbara Bill Klinger         225899
                       Linda Brust                  225323
                       Virginia Bryan Roberts       225901
                       Gwendolyn E. Buettner        70274
                       Carolyn Campbell             225900
                       Lynn Crosby                  225902
                       William Franklin Crosby      233041
                       Mary Kathryn Deemer          235677
                       John Deemer                  225885
                       Donna Faremouth              260787
                       Charles Faremouth            260788
                       Cindy Franco                 225884
                       Fred Franco                  231644
                       Elena Friedman               225893
                       Darleene L. Frink            226609
                       Kenneth Frink                225964
                       Diane Goshorn                113174
                       Christiane J. Guignard       219368
                       Linda Harre                  225883
                       William Harre                225894
                       June Ellen Harris            225895
                       Carol Harterink              225903
                       Anton Harterink              225904
                       Rosanne Heard                225905
                       Jimmie Dale Heard            225906
                       Atha Henderson               225907
                       Jill Campion Huff            233339
                       Pamela Johnson               7353
                       Ted Johnson                  7356
                       Wanda Lancaster              6020
                       Deborah Jean Lenzi           225485
                       Betty Leobold                225486
                       William D. Leobold           235694
                       Susan Lippner                225890
                       Robert Lippner               225889
                       Victoria L. McCord           225888
                       Cheryl McFarland             192508
                       Dayna McKendree              225887
                       Diane Mance Zywotko          225892
                       Carol Mitchell               225891
                       Susan Nehrig Cole            46096
                       Paul Nehrig                  46097
                       Deloris A. Nicolaou          255933
                       Sherry Peavy                 225322
                       Kenneth Peavy                225488
                       Flora Poe                    109594
                       Brenda Reilly                225489
                       Gerald Reilly                225490
                       Patricia Scolaro             225491
                       Edward Scolaro               235693
                       Wanda Joe Selvanik           225492
                       Michael Selvanik             225487
                       Janice Denise Simmons        7355
                       Merrick Simmons              7354
                       Martha E. Sims               225483
                       Eslyn South                  189220
                       Tracy Staneart               176376
                       Debra Renee Thompson         225321
                       Denise B. Wax                225946
                       Dan Wax                      234731
                       Rachael O. Thompson          200369
                       Edwin L. Wilbur              202442
                       Sharon Malloy Wilber         201016
                       Harold E. Kerkhoff, Jr.      200370
                       Robert F. Grant, Deceased    200373
                       Robert W. Adams              200368
                       Gillian L. Adams             200367
                       Mr. R.S. Shaw                285422
                       Blanche M. Shaw              202439
                       Donna M. Kerkhoff            200375
                       Kathleen A. Denise           62658
                       Jim H. James                 200366
26
               Beatrice D. Sewell           200374
                       Kenneth R. Livingston        200883
                       Gloria W. Livingston         200372
                       Harvey H. Friedman           200371
                       Arlene Whitaker James        200365
                       Phyllis B. Puckett           225059
                       Rhalda S. Friedman           202440
                       Joyce F. Grant               202441
                       Barbara A. Purvis            202438
        881756        Albert Sivley                156549
        881758        Louise Anderson              40014
                       Jan Beck                     40021
                       Mary Jo Bennett              97533
                       Sandra Bescheinen            314579
                       Patricia Bonn                40029
                       Diane Brosco                 40038
                       Karla Clark                  866239
                       Catherine Crawford           40065
                       Silvia Crockett              40066
                       Dee Dahl                     269915
                       Katheryn Duryea              192464
                       Mickie Engel                 179358
                       Mary Fischer                 40095
                       Arlene Ford (Robinson)       100767
                       Sandra Fritz                 33463
                       Susan Geisler                236132
                       Nancy Gossan                 275731
                       Constance Halverson          64890
                       Lois Hansel                  15085
                       Rachel Jones                 183223
                       Lisa Kerr                    66317
                       Rosemary Lambert             174880
                       Nora Manning                 40169
                       Carolie Martin               40172
                       Lee McDaniel                 40183
                       Eleanor Meyer                236151
                       Rosemary Nelson              66584
                       Charlotte Pool               66605
                       Faye Schultz                 14448
                       Sharon Scott                 269922
                       Ginger Shirley               66666
                       Yvonne Spicer                67003
                       Lyndalou Steckler            66566
                       Shelly Stisser               66682
                       Carole Torres                66478
                       Suzanne Walfoort             304062
                       Mary Ann Watrous
                       Diane Zapata                 153920
        881759        Lynn Scott
                       Carol Lopez
        881760        Elaine Cumley                207022
                       Jean Abad                    268523
                       Eileen Ackerman              82175
                       Linda Adamecz                232928
                       Donna Albright               268416
                       Christine Alfaros            82173
                       Cathy Allen                  82172
                       Paulette Allen               269145
                       Scott Allen                  268521
                       Nancy Alotis                 269161
                       Diane Anderson               268414
                       Susan Anderson               82171
                       Douglas Anderson             268519
                       Anne Angelou                 82170
                       Dimitris Angelou             268516
                       Cynthia Apple                275727
                       Ann Frances Aspon            82243
                       Beverly Annette Back         203008
                       Deborah Barbour Eaton        82235
                       Beret Barnes                 82169
                       Dixie Barnes                 203011
                       Beverly BartleyMustin       82168
                       Jane Beedle                  82167
                       Kathy Bennett                275752
                       Edith (Deedi) Berde          275753
                       Janice Berg                  268481
                       Hanna Berkow                 87077
                       Birohnie Blair Dowdell       202946
                       Sandra Bliven Budd           82166
                       Jennell Boote                82165
                       Stessi Boyd                  275736
                       Jean Brewer                  82164
                       Geraldine Broeffle           82163
                       Carolyn Brown                107919
                       Marguerite Bryson            203023
                       Sandra Bucsit                268413
                       Veronica BurnsPeterson      82162
                       Norma Cabrera Reid           82161
                       Sylvia Cameron               82153
                       Chris Campbell               203020
                       Cynthia Campbell             269162
                       Linda Carlsen                203010
                       Jennifer Cheney              268475
                       Judy Clark                   82154
                       Karen Clement                268518
                       Karl Clement                 268509
                       Myra Cole                    82155
                       Kathy Collin                 32966
                       Arthur Collin                268503
                       Patricia Conley              82156
                       Bonnie Cook                  203019
                       Sheryl Cooper                202980
                       Dawn Covell                  82210
                       Dianna Crabb                 82143
                       Karen Crenshaw George        82144
                       Michael Crenshaw             268506
                       Linda Croskey                82146
                       Kenneth Croskey, Sr.         268501
                       Judith Danforth              269148
                       Adis Daniels                 271762
                       Monica Davis                 233127
                       Becky Deeter                 202989
                       Maureen DeGaetano            91499
                       Diane DeRooy                 82148
                       Christina DeWeese            82236
                       Mary Ann Dizon Lancaster     203018
                       Catherine D. Tomlinson       202979
                       Janet Dowling                82149
                       Larry Dowty
                       Lorraine Dressel             203017
                       Susan Duram                  268471
                       Susan Jane Durham            82139
                       Leolynn DuVal                202982
                       Christine Eager Leback       82140
                       Cathi Eicher                 203033
                       Charlene Eitelberg           275737
                       Monica Ellis                 82141
                       James Ellis                  268498
                       Danelia Fanello              82135
                       Phyllis Fernandes            203039
                       Edward Fernandes             268496
                       Gloria Fields                120488
                       Margaret Fithen              203012
                       Cleo Fitzgerald              82132
                       Gregory Fitzgerald           268494
                       Marcia Fletcher              35024
                       Julia Foss                   268410
                       Judith Fowe                  82134
                       Robert Fowe                  268446
                       Patricia Fox                 268513
                       Ronald Fox                   268530
                       Juanita Francis              82237
                       Don Francis                  268492
                       Jackie Franck                229230
                       Delilia Frank                82136
                       Marie Gallegos               82137
                       Pamela Garrett               268511
                       Mary Jane Gassert            82138
                       Rhonda Gateman Herman        268510
                       Linda Gause                  82121
                       Kathryn Gillette             202985
                       Catherine Gitchell           82123
                       Louis Gitchell, Jr.          268491
                       Christine Gitchell           200563
                       Cathy Reiner Godwin          82122
                       Cliff Godwin                 268488
                       Pamela Goldader              269147
                       Judith Grafing               82124
                       Richard Grafing              268487
                       Alice Grimes                 82125
                       Mary Grubb                   268463
                       Tamara Guslander             82126
                       Charles Guslander            268483
                       Carol Hawkins                268461
                       Ruby Haywood                 82127
                       Christen Hearn               82128
                       Melvin Hearn                 268482
                       Eloise Hebert                268508
                       Christine Henshaw            82129
                       Gail Hertzler Buehler        203022
                       George Buehler               268515
                       Pam Heselgrave               199804
                       Karin Hoffman                276494
                       Gayle Holm                   202995
                       Joanne Huffman               268507
                       David Huffman                268480
                       David Huffman                200543
                       Lori Inglis                  151878
                       Rose Anne Jacobs             4556
                       Rhonda Jared                 82130
                       Cathy Jensen                 82238
                       Pam Jensen                   82204
                       Christy Johnson              82198
                       Deborah Johnson              69841
                       Dale Johnson                 214683
                       Karren Johnson               82199
                       Linn Johnson                 268478
                       Elaine Jones Donovan         82200
                       Helen Jones                  203043
                       L.C. Jones                   268476
                       Patricia Jordshaugen         203042
                       Lucinda Karlic               82201
                       Stefan Karlic                268470
                       Donna Kirby                  82188
                       Clyde Kirby                  268468
                       Janice Knudsen               82208
                       Ruth Korkowski               82186
                       Shirlee Krumplemann          269164
                       Maria Krzeszowski            203000
                       Mieczyslaw Krzeszowski       275715
                       Sandy Lasicka                82202
                       Bonnie L. Wasserman          82203
                       Janet LaWall                 82195
                       Winnie Sue Lee               82196
                       Linda LeFebvre               202998
                       Carmen Leuschner             268504
                       Robert Leuschner             268466
                       Molly Linderoth              82197
                       Charlene Linvog              268505
                       Dixie Llewellin              82190
                       Dave Llewellin               268464
                       Janna Gingras (fka London)   82191
                       Linda Look                   82192
                       Sharron Loveall              228981
                       Shannon Lowe                 130082
                       Kathy Lumsden                203041
                       Nancy Lyon                   82193
                       Linda Magnuson               82118
                       Carol Mahony                 202994
                       Cindy Mahugh                 268457
                       Barbara Maine                82119
                       Margaret Mamon               82120
                       Tony Mamon                   268442
                       Karen Manning                82108
                       Debra Marcus                 104289
                       Kathy Mare                   82110
                       Margaret Maredza             82111
                       Diane Strayer (fka Martin)   82112
                       Jane Martin                  82133
                       Richard Martin               268441
                       Shirley Martinez             268417
                       Nina Mason                   56672
                       David Mason                  268436
                       Laine Jill McClellan         268412
                       Sue McCracken                126795
                       Veronica McCrearyOliver     82113
                       Kenneth Oliver               268462
                       Constance McDowell           268502
                       Petra (Peggy) McIntyre       203024
                       Karen Meola                  202999
                       David Meuli
                       Jodi Miasnik                 82116
                       Stephanie Lieb Migdal        82117
                       Gerald Migdal                268529
                       Gwendolyn Miller Juleff      82184
                       Rose Miller                  178415
                       Beverly Mills                82183
                       Marla Mobley                 82160
                       Shelia Mohn                  82182
                       Valerie Moore                275747
                       Maggie Morales               96003
                       Gloria Morris                269154
                       Lorena Mrachek               202986
                       Kathleen MunroMcNeill       82181
                       Richard MunroMcNeill        268528
                       Debra Nelson                 82180
                       Victoria Nomikos Blair       82179
                       Hazel Norbury                203163
                       Jackie O'Ryan                82189
                       Johnnie Clay Paradiso        203015
                       Margaret Parent              116882
                       Sarah Parrington             82178
                       Rosalie Passarelli           82177
                       Carmella Patterson           82176
                       Samuel Patterson             268432
                       Sue Peet                     215683
                       Christina Peterson           275765
                       Christine Peterson           82239
                       Walter Peterson              268430
                       Shirley Peterson             145090
                       Barbara Phair                269160
                       Heidi Pierotti               82240
                       Alberta Plate Franco         82242
                       Pat Premel                   268497
                       Steve Premel                 268429
                       Susan Pupera                 82231
                       Deloris Ragazzo              202990
                       Victoria Raider Romero       275760
                       DiAnne Rainard               82233
                       Marty Reeh                   97855
                       Deborah Rennick              268142
                       Debra Porter Rettman         203027
                       Peter Rettman                275758
                       Eula Rials                   82159
                       Margaret Richards            88274
                       June Richey                  203028
                       Lloyd Richey                 275716
                       Deja Robins                  82234
                       Valorie Robinson Jensen      82223
                       Sandra Roose                 19657
                       Angela Rose                  268493
                       Crystal Rose                 203003
                       Sharon Rossmeier             82224
                       Demetra Rouvas               82225
                       Julie Ryan                   82226
                       Connie Samp                  82158
                       Donna Sanders                268490
                       David Sanders                268426
                       Susan Sasnett                82227
                       Jay Sasnett                  268424
                       Deborah Brown Saxton         268448
                       Lisa Schanz                  82228
                       Allahna Schriver             82229
                       Sharon Seal                  82157
                       Dianne Seibold               82230
                       Horst Seibold                268422
                       Teresa Selfe                 82217
                       Eilene Sharp                 82151
                       Kathleen Shelby              82219
                       Ruby Shumate                 82220
                       Donnell Shumate              268420
                       Shirley Shumway              43185
                       Michael Shumway              268525
                       Sally Siddiqi                82221
                       Donna Siler                  82222
                       Marilyn Skone                203014
                       Wanda Slater                 268489
27
               Jacqueline Smith             82216
                       Donald Smith                 268418
                       Kathleen Smith               268486
                       Robert Smith                 268474
                       Judith Smith                 82215
                       Tim Smith                    268415
                       Deborah Snyders              82152
                       Anke Spencer                 268485
                       Don Spencer                  268437
                       Colleen Still                227825
                       Deborah Stoffel              82214
                       Jackie Stone                 141320
                       Savana Swain                 202997
                       Clifford Swain               268435
                       Renee Swanson                82194
                       Carol Sycks                  82213
                       Robert Sycks                 268434
                       Kathy Syrdal                 82212
                       Phil Syrdal                  268431
                       Ann Tabasinske               89787
                       Gary Tabasinske              7170
                       Kay Tamura                   82211
                       Steven Tamura                268428
                       Margaret Taplin              268445
                       Deborah Tegelberg            202984
                       Claudeen Tobiason            82205
                       Jodi Tranter                 203025
                       Frank Tranter                268427
                       Erma Turner                  32831
                       Kathryn Ulrich               268409
                       Vicik Urias                  82206
                       Magic VanAusdal              268408
                       Vicki Volkersz               82254
                       Marilyn Waara                275726
                       Elizabeth Walton Kilner      82253
                       Teresa Ward                  236256
                       Kathleen Warren              82251
                       Donald Warren                268524
                       April Weber                  82252
                       Chriss Webster               21897
                       Karolyn Webster              268443
                       Gloria White                 82250
                       Donald White                 268425
                       Lynda Williams               82187
                       Linda Lee Wilson Cashaw      82249
                       Susan Wilson                 203030
                       Janet Lee Winston            203013
                       Mary Winters                 268484
                       HazelJean Wolbert           202996
                       Dyanna Wolcott               82247
                       William Wolcott              268423
                       Ardyth Wuori                 82248
                       Penny Wykes                  82246
                       Sherry York                  82245
                       Gary York                    268421
                       Carolyn Young                31271
                       Diane Young                  275763
                       Linda Young                  82244
                       Joyce Zaborowski             82241
                       Sgt. Daniel Zaborowski       268419
                       Greg Ross                    268526
        881763        Alexia Anderson              225182
                       Barbara Anderson             231938
                       Philip Anderson              268170
                       Paula C. Bannow              11228
                       John Bannow                  271718
                       Diana R. Beard               10440
                       Robert Davis Beard           271192
                       Sherry Bergman               15385
                       Charles Bergman              271992
                       Marsha Brown                 71237
                       Jeannette Bulinski           15584
                       Gregg Gundersen              272541
                       Wendy R. Busch               10864
                       Lillian Castillo             122920
                       Elizabeth Chamberlayne       48517
                       Carol Cooke                  10446
                       Donna Cornelisse             15383
                       Denise Crowell               10865
                       Mike Crowell                 271721
                       Jacki Dasso                  10454
                       John Thompson                271720
                       Sharon Ebert                 223890
                       Dennis Ebert                 271532
                       Laura B. Emerson             16301
                       Gary S. Emerson              263135
                       Carol Evans                  11339
                       Dennis S. Evans              271538
                       Melinda F. Evans             10448
                       Hawley Roger Evans           272532
                       Carla Magdanz Everett        15585
                       Barbara Ferguson             10862
                       Charles Ferguson             262197
                       Nancy C. Franz               15382
                       Roger A. Franz               258077
                       Julia Bloch Frey             163423
                       Janette S. Gamet McMahon     11344
                       George McMahon               272764
                       Mary C. Graham               15386
                       Ronald Graham                274584
                       Xenia Graves                 11341
                       Cheryl A. Gruse              11334
                       Roberta Guildner             10501
                       Ava Hamilton                 11343
                       Delmar Hamilton              262660
                       Delores M. Haro              228508
                       Lori Haugland                206197
                       Mary R. Hein                 16655
                       William Hein                 272766
                       Janet Heitzmann              10449
                       Mary Frances Hilko           243918
                       Lucy Judson                  10444
                       Craig Alan Yeager            272765
                       Betty Kenzel                 10443
                       Richard E. Kenzel            263118
                       Judy Kurtz                   10452
                       Judith Lavezzi               6088
                       Susanne Leuthauser           11337
                       Truman Leuthauser            262311
                       Harriet Elizabeth Mann       223977
                       Sharon L. Mazotti            223979
                       Daniel Mazotti               268168
                       Sandra R. Merrill            10451
                       Roy R. Merrill               262312
                       Laurel Ruth Mifflin          255908
                       John Mifflin                 273601
                       Nathan Mifflin               254594
                       Sandra D. Miller             11342
                       John K. Miller               268162
                       Peggy Morgan                 11336
                       Barbara R. Nowak             10445
                       Mary Ann Perkins             10447
                       Russell Perkins              263117
                       Ravonda L. Potter            10450
                       Roger Jay Potter             271533
                       Kathy Quinton                16300
                       Judith Anne Ramsay           10442
                       Charles E. Ramsay            271723
                       Pamela S. Reiter             11340
                       Peter Reiter                 274587
                       Ella Ruth Rogers             9295
                       Elaine Rogers                16298
                       Donis Rogers                 265558
                       Christine Seiffert           171920
                       Stefanie Selden              9271
                       Judy Sheppard                25992
                       M. Lee Sheppard              268166
                       Jessica A. Simkulet          11335
                       Janet Singletary             16654
                       Roger Singletary             268167
                       Evelyn M. Snyder             16302
                       Andrew Snyder                15387
                       Marcia Steel                 16303
                       Mary Stewart                 15387
                       Charles D. Stewart           265520
                       Karon Tiger                  234904
                       Thelma L. Tilman             236252
                       Durcille Trolinger           206281
                       Jo Susan Verspohl            13063
                       Ronald Verspohl              272554
                       Carol J. Waltz               16299
                       Ronald F. Waltz              268165
                       Kathleen A. Watson           199542
                       Larry Watson                 291814
                       Abby Weinstein               166871
                       Barry Weinstein              258076
                       Diane West                   10408
                       Martha Whitehead             199551
                       Marlyin Wilson               25436
                       Vicki Woodard                10441
                       Tom George                   171536
                       Deirdre J. Zietz             15384
                       Leonard E. Zietz             260920
                       Rebecca L. Adair             239633
                       Gary A. Adair                239634
                       Sharon C. Angel              145182
                       Gene R. Angel                304529
                       Katharine K. Beattie         106539
                       Fareda E. Belcher            239629
                       Floyd Belcher                106540
                       Linda M. Black               239635
                       William R. Black             239636
                       Mary A. Bonner               37245
                       Robert I. Bonner             239637
                       Johnsie C. Brown             117778
                       Joseph T. Brown, Jr.         326617
                       Vicki L. Brown               106541
                       Randy L. Brown               106542
                       Juanita L. Brown             106543
                       Shirley Mae Burroughs        106550
                       Robert Burroughs             106551
                       Beverley Davisson            106544
                       William A. Davisson          106545
                       Jason W. Davisson            106546
                       Debra G. Dean                12776
                       Mary Ann Evertson            106547
                       Robert W. Evertson           106548
                       Sandra L. Flynn              106549
                       Joyce Frieders               106569
                       Charles D. Frieders          106570
                       Patricia Graber              269036
                       Patricia J. Heuseveldt       239639
                       Ronald W. Heuseveldt         239640
                       Heather Hull                 106571
                       Kenneth L. Hull              106572
                       Patty E. Hutton              106553
                       Leon D. Hutton               106554
                       Amy Marie Hutton             106552
                       Charlotte S. James           269035
                       Kay M. Kincade               243662
                       Paul W. Kincade              243663
                       Bonlyn G. Qulick             251829
                       Anna Louise Luhman           106555
                       Kersten Males                106575
                       William Males                106576
                       Roberta C. Martin            106573
                       Keith A. Martin              106574
                       Sarah E. McLeod Kirk         106556
                       David C. McInnis             106557
                       Billie Rae Mercer            106558
                       Sandra J. Mertens            106559
                       Ronald G. Mertens            106560
                       Kay Diane Milligan           6205
                       William D. Milligan          6206
                       Betsy A. Munson              106577
                       Judith A. Nichols            106561
                       James R. Nichols             106562
                       Kathleen K. Pope             106578
                       Rita M. Raaf                 106579
                       Richard D. Raaf              106580
                       Courtney L. Raaf             106581
                       Elizabeth W. Rinehart        239641
                       Richard R. Rinehart          239642
                       Gaylene P. Schommer          106563
                       John W. Schommer             106564
                       Rachel H. Scott              106565
                       David L. Scott               106566
                       Janet L. Scott               106582
                       Janice A. Sell               239643
                       Steven K. Sell               239644
                       Fay Annetta Smith            106583
                       Rhonda J. Smith              212510
                       Peggy A. Sneegas             239645
                       Roger A. Sneegas             239646
                       Rebecca J. Stafford          297307
                       Sonja G. Sweek               106584
                       Nancy J. Taylor              106567
                       Mary Ann Thomas              106585
                       Steven J. Thomas             106586
                       Elizabeth E. Tomaszewicz     239648
                       George R. Tomaszewicz        239649
                       Patricia Ann Tronsgard       106568
                       Catherine L. Wood            239630
                       Joda D. Wright               239631
        883602        Alexia Anderson              225182
                       Barbara Anderson             231938
                       Philip Anderson              268170
                       Paula C. Bannow              11228
                       John Bannow                  271718
                       Diana R. Beard               10440
                       Robert Davis Beard           271192
                       Sherry Bergman               15385
                       Charles Bergman              271992
                       Marsha Brown                 71237
                       Jeannette Bulinski           15584
                       Gregg Gundersen              272541
                       Wendy R. Busch               10864
                       Lillian Castillo             122920
                       Elizabeth Chamberlayne       48517
                       Carol Cooke                  10446
                       Donna Cornelisse             15383
                       Denise Crowell               10865
                       Mike Crowell                 271721
                       Jacki Dasso                  10454
                       John Thompson                271720
                       Sharon Ebert                 223890
                       Dennis Ebert                 271532
                       Laura B. Emerson             16301
                       Gary S. Emerson              263135
                       Carol Evans                  11339
                       Dennis S. Evans              271538
                       Melinda F. Evans             10448
                       Hawley Roger Evans           272532
                       Carla Magdanz Everett        15585
                       Barbara Ferguson             10862
                       Charles Ferguson             262197
                       Nancy C. Franz               15382
28
               Roger A. Franz               258077
                       Julia Bloch Frey             163423
                       Janette S. Gamet McMahon     11344
                       George McMahon               272764
                       Mary C. Graham               15386
                       Ronald Graham                274584
                       Xenia Graves                 11341
                       Cheryl A. Gruse              11334
                       Roberta Guildner             10501
                       Ava Hamilton                 11343
                       Delmar Hamilton              262660
                       Delores M. Haro              228508
                       Lori Haugland                206197
                       Mary R. Hein                 16655
                       William Hein                 272766
                       Janet Heitzmann              10449
                       Mary Frances Hilko           243918
                       Lucy Judson                  10444
                       Craig Alan Yeager            272765
                       Betty Kenzel                 10443
                       Richard E. Kenzel            263118
                       Judy Kurtz                   10452
                       Judith Lavezzi               6088
                       Susanne Leuthauser           11337
                       Truman Leuthauser            262311
                       Harriet Elizabeth Mann       223977
                       Sharon L. Mazotti            223979
                       Daniel Mazotti               268168
                       Sandra R. Merrill            10451
                       Roy R. Merrill               262312
                       Laurel Ruth Mifflin          255908
                       John Mifflin                 273601
                       Nathan Mifflin               254594
                       Sandra D. Miller             11342
                       John K. Miller               268162
                       Peggy Morgan                 11336
                       Barbara R. Nowak             10445
                       Mary Ann Perkins             10447
                       Russell Perkins              263117
                       Ravonda L. Potter            10450
                       Roger Jay Potter             271533
                       Kathy Quinton                16300
                       Judith Anne Ramsay           10442
                       Charles E. Ramsay            271723
                       Pamela S. Reiter             11340
                       Peter Reiter                 274587
                       Ella Ruth Rogers             9295
                       Elaine Rogers                16298
                       Donis Rogers                 265558
                       Christine Seiffert           171920
                       Stefanie Selden              9271
                       Judy Sheppard                25992
                       M. Lee Sheppard              268166
                       Jessica A. Simkulet          11335
                       Janet Singletary             16654
                       Roger Singletary             268167
                       Evelyn M. Snyder             16302
                       Andrew Snyder                15387
                       Marcia Steel                 16303
                       Mary Stewart                 15387
                       Charles D. Stewart           265520
                       Karon Tiger                  234904
                       Thelma L. Tilman             236252
                       Durcille Trolinger           206281
                       Jo Susan Verspohl            13063
                       Ronald Verspohl              272554
                       Carol J. Waltz               16299
                       Ronald F. Waltz              268165
                       Kathleen A. Watson           199542
                       Larry Watson                 291814
                       Abby Weinstein               166871
                       Barry Weinstein              258076
                       Diane West                   10408
                       Martha Whitehead             199551
                       Marlyin Wilson               25436
                       Vicki Woodard                10441
                       Tom George                   171536
                       Deirdre J. Zietz             15384
                       Leonard E. Zietz             260920
                       Rebecca L. Adair             239633
                       Gary A. Adair                239634
                       Sharon C. Angel              145182
                       Gene R. Angel                304529
                       Katharine K. Beattie         106539
                       Fareda E. Belcher            239629
                       Floyd Belcher                106540
                       Linda M. Black               239635
                       William R. Black             239636
                       Mary A. Bonner               37245
                       Robert I. Bonner             239637
                       Johnsie C. Brown             117778
                       Joseph T. Brown, Jr.         326617
                       Vicki L. Brown               106541
                       Randy L. Brown               106542
                       Juanita L. Brown             106543
                       Shirley Mae Burroughs        106550
                       Robert Burroughs             106551
                       Beverley Davisson            106544
                       William A. Davisson          106545
                       Jason W. Davisson            106546
                       Debra G. Dean                12776
                       Mary Ann Evertson            106547
                       Robert W. Evertson           106548
                       Sandra L. Flynn              106549
                       Joyce Frieders               106569
                       Charles D. Frieders          106570
                       Patricia Graber              269036
                       Patricia J. Heuseveldt       239639
                       Ronald W. Heuseveldt         239640
                       Heather Hull                 106571
                       Kenneth L. Hull              106572
                       Patty E. Hutton              106553
                       Leon D. Hutton               106554
                       Amy Marie Hutton             106552
                       Charlotte S. James           269035
                       Kay M. Kincade               243662
                       Paul W. Kincade              243663
                       Bonlyn G. Qulick             251829
                       Anna Louise Luhman           106555
                       Kersten Males                106575
                       William Males                106576
                       Roberta C. Martin            106573
                       Keith A. Martin              106574
                       Sarah E. McLeod Kirk         106556
                       David C. McInnis             106557
                       Billie Rae Mercer            106558
                       Sandra J. Mertens            106559
                       Ronald G. Mertens            106560
                       Kay Diane Milligan           6205
                       William D. Milligan          6206
                       Betsy A. Munson              106577
                       Judith A. Nichols            106561
                       James R. Nichols             106562
                       Kathleen K. Pope             106578
                       Rita M. Raaf                 106579
                       Richard D. Raaf              106580
                       Courtney L. Raaf             106581
                       Elizabeth W. Rinehart        239641
                       Richard R. Rinehart          239642
                       Gaylene P. Schommer          106563
                       John W. Schommer             106564
                       Rachel H. Scott              106565
                       David L. Scott               106566
                       Janet L. Scott               106582
                       Janice A. Sell               239643
                       Steven K. Sell               239644
                       Fay Annetta Smith            106583
                       Rhonda J. Smith              212510
                       Peggy A. Sneegas             239645
                       Roger A. Sneegas             239646
                       Rebecca J. Stafford          297307
                       Sonja G. Sweek               106584
                       Nancy J. Taylor              106567
                       Mary Ann Thomas              106585
                       Steven J. Thomas             106586
                       Elizabeth E. Tomaszewicz     239648
                       George R. Tomaszewicz        239649
                       Patricia Ann Tronsgard       106568
                       Catherine L. Wood            239630
                       Joda D. Wright               239631
1

In Re A.H. Robins Co. Inc., 880 F.2d 769 (4th Cir.1989); In Re A.H. Robins Co. Inc., 88-1755(L) 880 F.2d 709 (Breland settlement) (heard Dec. 6, 1988) (4th Cir.1989); In Re A.H. Robins Co. Inc., 862 F.2d 1092 (4th Cir.1988); In Re A.H. Robins Co. Inc., 846 F.2d 267 (4th Cir.1988); Maressa v. A.H. Robins Co. Inc., 839 F.2d 220 (4th Cir.1988), cert. denied, --- U.S. ----, 109 S.Ct. 76, 102 L.Ed.2d 53 (1988); Grady v. A.H. Robins Co. Inc., 839 F.2d 198 (4th Cir.1988), cert dismissed, --- U.S. ----, 109 S.Ct. 201, 101 L.Ed.2d 972 (1988); Official Committee of Equity Security Holders v. Mabey, 832 F.2d 299 (4th Cir.1987), cert. denied, --- U.S. ----, 108 S.Ct. 1228, 99 L.Ed.2d 428 (1988); Beard v. A.H. Robins Co. Inc., 828 F.2d 1029 (4th Cir.1987); In Re A.H. Robins Co. Inc., 828 F.2d 1023 (4th Cir.1987), cert. denied, --- U.S. ----, 108 S.Ct. 1246, 99 L.Ed.2d 444 (1988); Committee of Dalkon Shield Claimants v. A.H. Robins Co. Inc., 828 F.2d 239 (4th Cir.1987); Van Arsdale v. Clemo, 825 F.2d 794 (4th Cir.1987); Vancouver Women's Health Soc. v. A.H. Robins Co. Inc., 820 F.2d 1359 (4th Cir.1987); In Re Beard, 811 F.2d 818 (4th Cir.1987); and A.H. Robins Co. Inc. v. Piccinin, 788 F.2d 994 (4th Cir.1986), cert. denied, 479 U.S. 876, 107 S.Ct. 251, 93 L.Ed.2d 177 (1986). See addendum for listing of parties and Dalkon Shield claim numbers

2

We have previously noted the "striking similarity both factually and on the legal issues" of the Robins and Johns-Manville cases. A.H. Robins Co. Inc. v. Piccinin, 788 F.2d 994, 1007 (4th Cir.1986), cert. denied, 479 U.S. 876, 107 S.Ct. 251, 93 L.Ed.2d 177 (1986)

3

We are not persuaded by the argument that the 5.62% NO votes were from the claimants with the largest claims, that being necessary of course to make up more than one-third of the claims in amount. The argument goes that such claimants have the most to gain from a rejection of the Plan, but that proposition, we think, is not only supported by no evidence, it is not supported by logic, and is no more likely than the fact that the largest claimants have the most to lose by a rejection of the Plan. Indeed, it would seem that the latter is the more likely if one must choose between the two. Appellants take no exception to the findings of the district court that the liquidation value of the company is considerably less than its value in reorganization, and the part allocated to the claims of the Dalkon Shield claimants is considerably less, $2.5+ billion under the Plan as opposed to $1.6+ in liquidation. So, with a rejection of the Plan which resulted in liquidation, the largest claimants would be the biggest losers. We remain convinced, in view of the 94.38% affirmative vote, that had a weighted voting system been practicable and utilized, the required two-thirds in amount would have approved the Plan. It follows that the error, if any, is harmless

4

We note that the district court's figure was within the range of the second highest estimation--that of Dr. Francine F. Rabinovitz, the expert for Aetna. The district court repeatedly rejected the credibility of the expert for the Dalkon Shield Claimants, the only expert with a higher estimation than Dr. Rabinovitz

5

All claimants, both class A and B, are seeking to recover for injuries caused by use of the Dalkon Shield. The class B claimants were barred from non-subordinated recovery from the trust fund set up by the debtor generally because they failed to file in time. They turned to alternative defendants, which they allege are joint-tortfeasors, for recovery for their Dalkon Shield claims

6

In addition to the $1XX-XXX-XXX total of the Outlier policies, if there is excess coverage under the $2XX-XXX-XXX Primary Excess Policy, it becomes an excess layer policy to the Outlier policies. This, as well as the participation of class B claimants in any excess of the trust fund, provides possible additional layers of protection to the class B claimants. Since there is no challenge to the adequacy of the funds made available to class B claimants we do not address the legal or factual strength of their claims. The district court, in its order approving the Breland settlement, found the claims against Aetna to be weak both factually and legally

7

There are approximately 111,000 class B claims, and only 2,960 exercised their right to opt-out

8

Subsection (a)(3) deals with community property of spouses and is not applicable

9

The court did not decide the issue but assumed without deciding there was a jurisdictional question under Sec. 524 as to the authority of the bankruptcy court to release non-debtors. Republic Supply Co. v. Shoaf, 815 F.2d 1046, 1051 at n. 5. (5th Cir.1987)